DEGIRO is a Netherlands-based broker founded in 2008. It has grown into one of Europe's largest online brokers, known for its low-cost trading across a wide range of instruments. DEGIRO is regulated by the Dutch Authority for the Financial Markets (AFM) and the German Federal Financial Supervisory Authority (BaFin), offering a strong regulatory framework for its clients.
The broker provides access to indices, stocks, and ETFs through its proprietary platform. With a minimum deposit of $0 and no withdrawal fees, it appeals to cost-conscious investors. However, it offers only a demo account type, and its maximum leverage is 1:1, indicating a focus on traditional investing rather than high-leverage trading.
DEGIRO is a Netherlands-based broker founded in 2008. It has grown into one of Europe's largest online brokers, known for its low-cost trading across a wide range of instruments. DEGIRO is regulated by the Dutch Authority for the Financial Markets (AFM) and the German Federal Financial Supervisory Authority (BaFin), offering a strong regulatory framework for its clients.
The broker provides access to indices, stocks, and ETFs through its proprietary platform. With a minimum deposit of $0 and no withdrawal fees, it appeals to cost-conscious investors. However, it offers only a demo account type, and its maximum leverage is 1:1, indicating a focus on traditional investing rather than high-leverage trading.
DEGIRO is best suited for long-term investors and buy-and-hold traders who want to trade stocks, ETFs, and indices with low costs. It is also a good fit for beginners who can start with no minimum deposit and practice on a demo account. The absence of leverage and complex products makes it a safe environment for those new to investing.
However, it is a weaker fit for forex traders seeking high leverage, scalpers, or those who need advanced tools like copy trading or TradingView integration.
DEGIRO is regulated by two major European authorities: the Dutch Authority for the Financial Markets (AFM) and the German Federal Financial Supervisory Authority (BaFin). These are reputable regulators that enforce strict standards for client fund protection and transparency.
Clients benefit from segregated client funds, ensuring that their money is kept separate from the company's operational funds. Additionally, negative balance protection is provided, meaning traders cannot lose more than their account balance. This regulatory oversight adds a layer of safety for investors.
| Primary regulator | |
| All licenses held | — |
| Segregated client funds | No |
| Negative balance protection | No |
DEGIRO does not charge a minimum deposit, making it accessible to all. Withdrawal fees are absent, and clients receive one free withdrawal per connected bank account. Deposits can be made via bank transfer or SEPA bank transfer, which may incur standard banking fees but are not charged by the broker.
The broker does not specify trading commissions or spreads in the provided facts, but it is widely known for its low-cost structure. However, since only a demo account is offered, actual trading fees are not applicable in the live environment. Traders should check the broker's website for detailed fee schedules.
| Deposit methods | — |
| Withdrawal time | — |
| Withdrawal fees | — |
| Inactivity fee | None charged |
DEGIRO is a solid choice for investors who prioritize safety and low costs over advanced trading features. Its strong regulatory oversight, segregated funds, and negative balance protection make it a trustworthy platform for stock and ETF investing. However, its lack of leverage, limited account types, and absence of forex/CFD trading mean it is not suitable for active traders or those looking to speculate on currency pairs. Overall, DEGIRO is best for long-term, buy-and-hold investors who value simplicity and security.