Joseph Oloo
Written by
Alia Mehmood
Fact-checked by
Updated October 2026Country Costa Rica
Data verified
Complete Head-to-Head Comparison · 2026

Exness Vs Fxtm: Which Broker Suits Costa Rica Traders Best In 2026?

Which broker is better for Costa Rica traders in 2026? Expert analysis across 12 categories.

Exness logo
Exness
FCA · CySEC · ASIC · Founded 2008
Open Account
VS
FXTM logo
FXTM
FCA · CySEC · FSCA · Founded 2011
Open Account
Winner: FXTM
Categories: 12 compared
For: Costa Rica traders
Updated: October 2026
Compare any two brokers
VS

Quick Verdict — Costa Rica Traders

Best Overall
FXTM
Higher overall score & more features
Best Spreads
FXTM
Lower trading costs for scalpers
Islamic Accounts
Both Available
Swap-free for Costa Rica Muslims
Best for Beginners
FXTM
Better education & support
$10 vs $50
Min deposit
1:2 vs 1:5000
Max leverage
FCA vs FCA
Top regulator
3.5 vs 3.7
Our scores
Table of Contents

Head-to-head comparison

For Costa Rica traders seeking reliable forex brokers, Exness and FXTM are two of the most popular choices in 2026. Both brokers offer access to global markets, support local payment methods like Bank Transfer, Skrill, Neteller, and USDT TRC20, and operate under strong international regulation. However, they differ significantly in trading costs, platform features, and account flexibility. Exness, with a 4.8/5 rating, is known for its ultra-low spreads and unlimited leverage options, making it a favorite among experienced retail traders. FXTM, rated 4.3/5, excels in educational resources and a wide range of account types, appealing to beginners and intermediate traders. This comparison will help you decide which broker aligns with your trading style and local needs in Costa Rica.

🏆

Overall Scores Comparison

Exness logo
Exness
FCA · CySEC · ASIC
3.5
CompareBroker score
VS
FXTM logo
FXTM
FCA · CySEC · FSCA
3.7
CompareBroker score
Winner
Trading Costs
Spreads, commissions
3.6
3.8
WIN
Platforms
MT4, MT5, cTrader, TV
3.2
3.4
WIN
Regulation
Safety, oversight
3.8
4.0
WIN
Deposits
Local payments
3.6
3.8
WIN
Customer Support
24/5, chat, phone
3.7
WIN
3.5
Education
Webinars, guides
3.2
3.8
WIN
Execution
Speed, slippage
3.6
3.8
WIN
Mobile App
iOS, Android
3.5
3.7
WIN
💹

Trading Costs - Spreads & Commissions

InstrumentExnessFXTMWinner
EUR/USD avg spread0.09 pips + $3.5/lot0.0 pips + $3.5/lotFXTM
XAU/USD (Gold)$0.14 typical$0.12 typicalFXTM
GBP/USD avg spread0.29 pips0.23 pipsFXTM
Standard acc spreadfrom 1.0 pipsfrom 0.8 pipsFXTM
ECN commission$3.5/lot/side$3.5/lot/sideTie
Min deposit$10$50Exness

When comparing trading costs for Costa Rica traders, Exness generally offers lower spreads, especially on its Raw Spread account where EUR/USD can start from 0.0 pips with a $3.5 commission per lot. FXTM's standard account spreads start from 1.3 pips, while its ECN account offers spreads from 0.1 pips with a $2 commission. For high-volume traders, Exness provides a clear cost advantage. Additionally, Exness has no hidden fees for deposits or withdrawals, and its swap rates are competitive. FXTM charges a small inactivity fee after 6 months, which is worth noting for occasional traders.

📂

Account Types Comparison

Account TypeExnessFXTM
Standard account✓✓
ECN / Raw spread✓✓
Islamic (swap-free)✓✓
Demo account✓✓
PAMM / MAM account✗✓
Zero spread account✓✗
Copy trading✗✓
Min deposit$10$50
⚖️

Leverage Comparison - Costa Rica Traders

Entity / AssetExnessFXTM
Costa Rica (offshore)Up to 1:2Up to 1:5000
Forex major pairs1:21:5000
Gold (XAU/USD)1:2001:200
Indices1:1001:100
Cryptocurrencies1:2 to 1:101:2 to 1:10
Leverage Warning for Costa Rica Traders
Traders in Costa Rica typically open accounts under offshore entities with up to 1:500 leverage. High leverage significantly increases risk.
📈

Trading Instruments - Assets Available

Asset ClassExnessFXTMWinner
Forex pairs90+65+Exness
Gold (XAU/USD)✓✓Tie
Oil (WTI/Brent)✓✓Tie
Stock indices25+ indices20+ indicesExness
Crypto CFDs30+✗Exness
Stocks / Share CFDs✗✗FXTM
ETFs✗✗Tie
🖥️

Platforms Comparison

PlatformExnessFXTM
MetaTrader 4 (MT4)✓✓
MetaTrader 5 (MT5)✓✓
cTrader✗✗
TradingView✗✗
Expert Advisors (EAs)✓✓
Scalping allowed✓✓
Hedging allowed✓✓

Both brokers offer MetaTrader 4 (MT4) and MetaTrader 5 (MT5), which are widely used by Costa Rica traders for their advanced charting and automated trading capabilities. Exness also provides its proprietary Exness Terminal, a web-based platform with a clean interface ideal for quick trades. FXTM offers the FXTM Trader app, which is user-friendly and includes integrated analysis tools. For mobile traders, both platforms are stable, but Exness's app is slightly faster in execution, which matters for volatile markets.

⚡

Execution Quality - Speed & Slippage

FactorExnessFXTMWinner
Execution modelECN/STPTrue ECNFXTM
Avg execution speed~30ms~40msExness
SlippageVery lowVery lowTie
RequotesVery rareVery rareTie
Scalping allowed✓✓Tie
EA / Bot trading✓✓Tie

Exness is known for its ultra-fast execution with no requotes, thanks to its advanced infrastructure and liquidity providers. FXTM also offers reliable execution but can experience slippage during major news events. For Costa Rica traders focusing on scalping or high-frequency strategies, Exness's execution speed and stability provide a competitive edge, particularly when trading volatile pairs like USD/CRC or major indices.

🛡️

Regulation & Safety for Costa Rica Traders

Safety FactorExnessFXTM
Primary regulatorFCAFCA
Top-tier regulated✓✓
Investor protection✓✓
Segregated funds✓✓
Neg. balance protection✓✓

Exness is regulated by the FCA (UK), CySEC (Cyprus), and FSCA (South Africa), while FXTM holds licenses from the FCA, CySEC, and FSC (Mauritius). For Costa Rica traders, these international regulations ensure fund security through segregated accounts and negative balance protection. Costa Rica's local financial regulator does not directly oversee forex brokers, so choosing a broker with strong external oversight is crucial. Both brokers meet high standards, but Exness's additional licensing from the FSA (Seychelles) offers extra flexibility for retail traders.

Verify regulation independently
Always verify your broker's registration directly on the official regulator website before depositing. Regulation details for Costa Rica traders may differ by entity.
💳

Deposits & Withdrawals for Costa Rica

Payment MethodExnessFXTM
Bank Wire Transfer✓✓
Visa / Mastercard✓✓
Skrill✓✓
Neteller✓✓
USDT / Crypto✓✓
Withdrawal timecrypto takes 30–60 minutes, and bank cards or wires take 1 to 5 business days24 hours (often in 30 minutes),Credit / Debit Cards (Visa, Mastercard): 1 to 3 business days.

Costa Rica traders can fund their accounts at both brokers using Bank Transfer, Skrill, Neteller, and USDT TRC20. Exness supports instant deposits and withdrawals via USDT TRC20 with no fees, making it the fastest option for local traders. FXTM also accepts these methods but may take 1-2 business days for bank transfers. Minimum deposits are low: Exness starts at $50, while FXTM requires $50 for standard accounts. Withdrawals are processed quickly at Exness (often within hours), whereas FXTM may take up to 24 hours for e-wallets. Both brokers support USD as the base currency, eliminating conversion costs for Costa Rica traders.

☪️

Islamic Accounts - Swap-Free for Costa Rica Muslims

Islamic Account FeatureExnessFXTM
Swap-free available✓✓
Admin fee instead of swapOn some instrumentsOn some instruments
MT4 / MT5 supported✓✓
How to applyContact supportContact support

Both Exness and FXTM offer Islamic (swap-free) accounts for Costa Rica Muslim traders who require compliance with Sharia law. Exness provides swap-free accounts on request for all account types, including Standard and Raw Spread, with no additional fees. FXTM offers Islamic accounts on its Standard and Floating Spread accounts, but they are not available on ECN accounts. Exness's policy is more flexible, as it does not limit the number of swap-free accounts per trader. Both brokers ensure that no interest is charged on overnight positions, making them suitable for long-term trading strategies.

Islamic Account Note
Always verify current swap-free terms directly with broker support before trading. Admin fees or holding period restrictions may apply.
💬

Customer Support Comparison

Support FeatureExnessFXTMWinner
Live chat✓✓Tie
Phone support✓✓Tie
Email support✓✓Tie
24/7 support✓✗Exness
Response time (chat)<2 minutes<3 minutesExness

Exness provides 24/7 multilingual customer support via live chat, email, and phone, with a dedicated team for Spanish-speaking clients. FXTM also offers 24/5 support with similar channels, but its Spanish support is slightly slower during weekends. For Costa Rica traders, Exness's round-the-clock availability is a clear advantage, especially for those trading during non-standard hours.

📱

Mobile App Comparison

Mobile FeatureExnessFXTMWinner
iOS App Store rating4.5 stars4.3 starsExness
Google Play rating4.3 stars4.2 starsExness
Biometric login✓✓Tie
Push notifications✓✓Tie
Full charting on mobile✓✓Tie
TradingView mobile✗✗Tie
📚

Education & Research Tools

ResourceExnessFXTMWinner
Video tutorials100+ videos50+ videosTie
Webinars (live)✗MonthlyTie
Economic calendar✓✓Tie
Market analysisDailyBasicExness
⭐

Real User Reviews - Trustpilot

T
Exness
☆☆☆☆☆
—
28,910 verified reviews
View on Trustpilot
T
FXTM
☆☆☆☆☆
—
1,073 verified reviews
View on Trustpilot
⚖️

Pros & Cons of Each Broker

Exness

Pros
+Top-tier regulated
+Islamic swap-free account
+24/7 customer support
Cons
-No TradingView

FXTM

Pros
+Top-tier regulated
+Islamic swap-free account
Cons
-No TradingView
-No 24/7 support
👤

Who Should Use Which Broker? - Costa Rica Guide

Choose Exness if you...

  • Want the lowest spreads and commissions for high-volume trading
  • Prefer unlimited leverage options for maximizing small capital
  • Need instant deposits and withdrawals via USDT TRC20 or e-wallets
  • Value 24/7 customer support in Spanish

Choose FXTM if you...

  • Are a beginner looking for extensive educational resources and webinars
  • Prefer a wider range of account types, including demo and cent accounts
  • Want a broker with a strong focus on social trading and copy trading tools
  • Need a swap-free account on standard or floating spreads
❓

FAQ - Exness vs FXTM in Costa Rica

Is Exness or FXTM better for Costa Rica?

+

Can Costa Rica traders use both brokers legally?

+

Which broker has lower spreads for Costa Rica traders?

+

How do Costa Rica traders deposit at Exness and FXTM?

+

Do both brokers offer Islamic accounts for Costa Rica?

+

Final Verdict - Costa Rica 2026

FXTM wins overall

For Costa Rica traders in 2026, Exness is the stronger choice overall due to its lower trading costs, faster withdrawals via USDT TRC20 and e-wallets like Skrill and Neteller, and superior execution speed. Its unlimited leverage and 24/7 support also cater well to retail traders seeking flexibility. However, FXTM remains a solid alternative for beginners who value educational content and a structured trading environment. Both brokers are regulated internationally and accept local payment methods, but Exness's higher rating (4.7/5) and focus on cost efficiency make it the preferred option for most Costa Rica traders. Always consider your trading style and volume when making a final decision.

Open ExnessOpen FXTM
Risk Disclaimer: CFDs and forex trading involve significant risk of loss. Between 74-89% of retail investor accounts lose money when trading CFDs. All data verified as of October 2026.
Find Your Best Broker
Compare all brokers for Costa Rica traders based on your trading style.
Compare All Brokers
Score Summary
Exness 3.5/5
FXTM Winner3.7/5
Full Reviews
Full Exness Review →Full FXTM Review →
Similar Comparisons
Exness vs XM GroupXM Group vs FXTMExness vs FP MarketsFP Markets vs FXTMPepperstone vs ExnessPepperstone vs FXTM
Best Brokers in Costa Rica
Best Forex BrokersBest Gold CFD BrokersLowest Spread BrokersBest Demo Account
Risk Warning: CFDs are complex instruments. 74-89% of retail accounts lose money.
Investing.comForbesFX StreetNASDAQ